PAYware CMS — LATAM
A complete software solution for payment processing and management, covering issuing and acquiring, designed for banks, acquirers, sub acquirers, financial institutions, processors and retailers.
Built for LATAM Out of the Box
- Multi‑product, multi‑acquirer, multi‑scheme, multi‑currency, multi‑country, multi‑language, multi‑channel, multi‑issuer.
- Localization via rules.
- On‑premises by default; hosted option available for Acquiring.
- PCI SSF–aligned: protects CHD and sensitive authentication data (SAD).
- Operational control: configure, audit, and scale under your governance.
- Automatic chargeback | Visa / Mastercard
Board-level economics
Accelerate time‑to‑revenue with faster launches and lower cost‑to‑serve via unified operations
Control without chaos
Adapt by country, currency, scheme, channel, product and avoid brittle one‑off builds
Risk & compliance embedded
Controls are in the transaction flow from auth to chargebacks and reconciliation
Future-proof by design
Add products and markets without re‑platforming and scale multi‑entity, multi‑brand portfolios
One Platform. Issuing and/or Aquiring. End-to-End.
Acquiring Core
- Merchant onboarding & lifecycle
- Payment capture & authorizations
- Authorization monitoring
- Financial analysis
- Clearing & settlement
- Merchant reconciliation & billing
- Chargebacks & fraud workflows
Issuing Core
- Cardholder account & billing
- Authorizations and disputes
- Authorization monitoring
- Credit analysis
- CRM included
- Statements & communications
Common Services
- Web services & APIs for integration
- Workflow automation; role‑based access, key policies, audit trail
- HSM integration (e.g., Thales PayShield 9000)
- Enterprise reporting for finance, risk, ops
PAYware Solution – License Issuer and Acquirer
Highly scalable Acquiring Platform for Digital Account Processing, Credit, Debit, Prepaid, Corporate, Co-branded and Private Label Cards.
PAYware Solution– “As a Service” Issuer and Acquirer
Verifone’s Payware “As a Service” solution, scalable for Payment Institutions, Banks, FinTech and Retailers. Built to accelerate time-to-market, expand payment product volume, variety and leverage Verifone’s investment in innovation, compliance with schemes, regulators, security and scalability
Why Leaders Choose PAYware CMS
Accelerate time-to-revenue with faster launches and lower cost-to-serve through unified operations without sacrificing control. Adapt by country, currency, scheme, channel, and product with embedded risk and compliance across the full transaction lifecycle (from authorization through chargebacks and reconciliation). Future-proof your growth by adding new products, markets, and multi-entity brands without re-platforming
Built for LATAM
Built for LATAM from day one. Run a truly global payments operation: multi product, multi acquirer, multi scheme, multi currency, and multi channel, localized by rules and governed with full operational control. PCI SSF aligned to protect CHD/SAD, with configurable auditability, flexible deployment (on prem by default, hosted option for acquiring), and automated Visa/Mastercard chargeback handling
One Platform. Issuing And/Or Acquiring. End-to-End
A full stack payments core spanning both acquiring and issuing, from onboarding and authorization through clearing and settlement, reconciliation, billing, disputes and chargebacks, and fraud, built with operational monitoring and embedded CRM. Common services include modern APIs, workflow automation with governance controls, HSM integration, and enterprise grade reporting for finance, risk, and operations
Operational Excellence, Not Operational Overhead
Automate clearing/settlement, reconciliation, reporting, and embed fraud and chargeback workflows directly in the flow of funds. Backed by implementation, training, and compliance services that de-risk change, so you can launch faster, lower total cost, and add new capabilities through modules, not migrations, while keeping merchants trading without disruption.
Request a demo
We’ll map your portfolio, country footprint, and product roadmap to a clear implementation plan, with quantified ROI drivers your CFO and COO can sign off on.
