Working Capital Built for Fuel & Convenience Built for Your Business
Verifone Commander Capital powered by Youlend gives fuel and convenience store operators fast, flexible access to working capital — based on how your business actually performs, not just what a credit file says about it.
Capital That Works the Way Your Business Does.
Your payment history tells the real story
Commander Capital powered by Youlend is based on how your business actually performs — your payment volume, not just your credit file. Operators with strong businesses get access to capital that they’ve earned.
Get funded when the opportunity is in front of you.
Fast decisions mean you can act on inventory windows, cover equipment before it fails, and staff up before the busy season — not after.
Transparent terms. No surprises.
Repayment is tied to your daily credit card revenue, so it flexes with how your business runs. You see all terms upfront before you commit — no hidden fees, no fixed monthly cost.
How Commander Capital Works
Commander Capital is powered by YouLend and connected to your existing payment data. That means funding decisions are based on how your business actually performs — not just your credit history.
You may already be pre-qualified.
Based on your payment processing data, we can generate an indicative offer before you apply. No paperwork required at this stage.
Review your offer.
You’ll see the funding amount, the terms, and what repayment looks like — all upfront, with no hidden fees.
Accept and receive funds.
Once approved, funds arrive the same day.
Repay as you earn.
Repayment is a small percentage of your daily revenue. When business is slower, you pay less. It adjusts automatically.
Products in this Solution
Commander Capital works alongside the full Commander platform — the same system powering your pumps, payments, and store operations every day.
Commander Site Controller
Connects your pumps, payments, and store operations in one integrated platform — built for 24/7 reliability.
Commander Payments
Integrated payment processing for fuel and in-store — connecting every transaction across your site in one system.
Commander C18 POS
Cashier and self-checkout POS built for fuel and convenience — intuitive for staff from day one.
Frequently asked questions
Get quick answers to the most common questions about Commander Capital.,
If you are an unbranded gasoline provider or run an independent convenience store, you are eligible for this program. If you are associated with a Major Oil brand and your credit card processing is managed through your Major Oil, click here for more information on cash advance programs offered by YouLend.
By applying online, you can typically get a quote the same day. In the application, you will be asked for some basic information about your business, and to share business bank statements. This usually takes 5 minutes and the support team can assist if you have any questions.
You can use the funding for any business purpose. Many of our merchants use the funding to buy new equipment for their sites, construction or renovation projects, to add new locations or to , manage other short-term cash flow needs.
The longer you've been trading and the higher your monthly card revenue is, the better your offers will be. We offer up to two times your monthly card revenue in funding. As an example, if your business sells for $25,000 each month on average, and you started your business 12 months ago, you could be eligible for $50,000 in funding with a fixed fee of $50,000 and repayment of 10% of your daily sales.
Repayment will happen automatically as a fixed percentage of daily sales. For example, if your repayment is 10% of daily sales and you made $2,000 in sales on a given day, then $200 would go towards repayment and $1,800 would go to you. On days without sales, you will not repay anything. This means that, unlike traditional business loans with an interest rate that is always ticking, the YouLend Advance adjusts to your cash flows without any extra fees or charges.
No. You will only be charged a single fixed fee, so you know exactly what you will repay up front.
Once you have been funded by us at least once, you can usually get quotes for additional funding and get the funds transferred the same day that you request it.
To find out your outstanding balance, you can simply log in to your YouLend account which shows you your full payment history.
Yes, you can always make one-off payments free of charge if you would like to. You don't have to, however. Most merchants prefer the flexibility and free cash flow of simply repaying in accordance with their fixed repayment percentage at no extra cost.
Ready to See If You Qualify?
It takes very little time to find out if Commander Capital is available for your business. Review your offer, see your terms, and decide if it’s right for you — all with no obligation.
