Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal. Process credit card transactions manually, initiate refunds and set up recurring payments in real-time. This payment solution provides for secure storage of card data, improved accessibility for processing MOTO, and is easy to use for sales and support reps to accept payments in card-not-present environments. Virtual Terminal allows you to capture these CNP transactions without the need for a website. And, with quick, intuitive reconciliation using the downloadable reports, you can easily manage your eCommerce solution. Virtual Terminal is suited for both SMBs that want to expand into the online channel and enterprise operations that want additional payment options or backup to existing systems for business continuity.