Fuel Dispenser Payment Solutions

Secure PumpPAY is a powerful solution for petroleum stations, convenience stores and supermarkets that need to upgrade their existing fuel dispensers to support PCI approved secure payments.

VeriFone’s Secure PumpPAY is the most secure option for fuel dispenser card payments available to the petroleum industry today. It is the only PCI approved solution that includes PCI EPP keypad, secure MSR, TDES encryption and patent pending technology that cryptographically masks all customer account information at the card reader, rendering compromised data useless to criminals.

Security of payment systems is paramount, especially where unauthorized pump access is difficult to prevent and more vulnerabilities with existing non-secure systems are emerging every day.

You need to safeguard your customers’ magnetic stripe card data and PINs from being illegally captured at your pumps. Every time a pump is opened—even for legitimate reasons such as changing paper rolls or performing routine maintenance—you are at high risk of a security breach and potentially facing extensive fines, negative publicity, damage to your reputation, reduced customer confidence and lost sales.

VeriFone’s Secure PumpPAY is a compact, powerful solution for petroleum stations, convenience stores and supermarkets that need to upgrade their existing fuel dispensers with a PCI approved payment solution. Secure PumpPAY supports DUKPT and the Triple Data Encryption Standard (TDES) which is required for PCI certification and mandatory for all automated fuel dispenser card transactions by June 2010.

Secure PumpPAY is currently only available in the United States.

Benefits
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Retrofit Kits
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Requirements
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Support and Services

Secure and Reliable

  • Meets the latest PCI requirements, including encrypting PIN pad (EPP) to provide for most secure on-line and off-line PIN entry
  • Uses a manual-insert card reader with no motors or drive belts to wear out or fail, eliminating the likelihood of card jams and other problems—for enhanced reliability and reduced service time
  • Operates in demanding outdoor petroleum / c-store environments and under a variety of adverse weather conditions
  • Incorporates a rugged keypad and hardened glass display screen to stand up to the heaviest usage

User-Friendly

  • Reads triple-track magnetic stripe cards and interfaces with EMV chip cards using a hybrid card reader
  • Able to support all major contactless payment schemes including qVSDC, M/Chip, PayPass, and Visa Wave with built-in contactless reader
  • Features an ATM-style keypad, eight screen-addressable keys, allowing patrons to select additional items for purchase, such as premium fuel upgrades, with the press of a single key
  • Displays attention-grabbing digital merchandising graphics on a large, high resolution, full color display screen
  • Speeds consumer throughput using a powerful ARM processor for fast, secure payment processing
  • A fast, high resolution graphics enabled thermal receipt printer displays store logo, or bar coded receipts
  • Display screen is recessed 3.5 inches from its tamper-resistant housing, aiding privacy and ensuring that it is clearly visible even in bright sunlight
  • Ultra bright display is clearly visible in bright sunlight even at the maximum distance away from the dispenser

Flexible Deployment and Installation

  • Installs either as an all-in-one OEM module in new unattended solutions or as a PCI approved upgrade to existing dispensers
  • Complete retrofit kits available for most fuel dispenser models and can be quickly and easily sealed to IP65 standards
  • Provides quick software integration with new and existing POS infrastructure
  • Allows the addition of other value-added applications—such as loyalty schemes, gift card programs, or content-related applications—based on the open Linux operating system
  • Compact and customized retrofit kits replicate existing dispenser door panel for a consistent image

Using VeriFone’s OP 4100 outdoor payment hardware, Secure PumpPAY packs the latest payment technology into a compact integrated solution designed to easily replace non-PCI compliant systems in a wide range of dispenser models and card reader terminals. Secure PumpPAY features an ATM-style keypad for speed of entry, screen addressable keys for flexible customer input, and a manual insert hybrid card reader with triple-track magnetic-stripe and EMV chip card capabilities for fast, easy, trouble-free processing even in mixed environments. A built-in contactless reader supports a variety of contactless payment schemes. Plus its large 5.7 inch color display and LAN network interface makes Secure PumpPAY a dynamic digital merchandising solution allowing retailers to highlight bright attention-getting messages to customers while they are filling up their tank.

Easy Installation

With Secure PumpPAY’s compact all-in-one design, retrofit kit installation is simple and economical. The Secure PumpPAY solution is completely integrated with your Ruby/Sapphire and Topaz POS systems and is easy to integrate at a mechanical, electrical and software level — no changes to your inside hardware or software is required. Due to its modular design, PCI certified installers simply remove the old dispenser door panel, reconnect a few cables, mount the payment terminal and thermal printer to the new dispenser door panel, and seal it with the supplied gasket seal kit to meet IP65 standards.

Retrofit Kits Available for the following pump manufacturers:

  • Wayne
  • Gilbarco
  • Bennett
  • Tokheim

Payment Card Industry (PCI) Requirement Dates

  • January 1, 2009 - All new fuel dispensers must have PCI approved PIN entry devices installed
  • July 1, 2010 - All existing fuel dispensers need to support the Triple Data Encryption Standard (TDES) which is required for PCI certification and mandatory in all automated fuel dispensers

Facts You Should Know

  • Fuel dispenser card reading terminals represent the weakest link (least secure component) in the card payment security chain
  • Fuel dispensers without TDES are considered non-compliant by the card associations and are subject to fines and penalties resulting from data compromise
  • The cost to retrofit a dual-sided dispenser is less than 25% of the cost of a new dispenser
  • Average data breach costs companies $5 million
  • Dispenser debit payments are growing 26% annually, increasing liability for fuel marketers dramatically each year
  • Get started now - There are over 900,000 fuel dispensers that need upgrades

What are the Risks of Non-Compliance?

  • Large legal fees
  • Expensive financial institution fines
  • Loss of merchant services agreement embarrassment
  • Negative brand exposure
  • Reduced customer confidence
  • Lost sales

VeriFone supports you every step of the way during testing, setup, implementation, and ongoing operations. Our services program includes site surveys, consulting, installation, training, extended warranties and on-site maintenance, documentation, help desk support, and additional support via our Managed Services programs— where we host your payment and estate management systems.

PCI Certified Installation

VeriFone’s PCI-Certified Installer program ensures Secure PumpPAY is installed correctly by a VeriFone Authorized Service Contractor (VASC) that is trained and certified in Payment Security Best Practices and secure dispenser card reader terminal installations.

PCI Assurance Program

Further protect your site with VeriFone’s PCI Assurance Program. This turnkey service will diagnose site security vulnerability and remediation, implement PCI security fixes, security compliance education and supply quarterly audit summary reports.

Learn More

MORE INFORMATION

Secure PumpPAY Sales Sheet
(U.S. Version)

Secure PumpPAY Brochure

May 5, 2008 - VeriFone Brings Breach Protection to Petroleum Retailers
more >>

April 29, 2008 - Bennett Pump Rolls Out Pacific Dispenser Series: Incorporates VeriFone PCI-compliant Secure PumpPAY system
more >>

Mar 22, 2008 - Fight Back! with David Horowitz
VeriFone's Secure PumpPAY Solution
Host David Horowitz and Michael Tyler, Director of Marketing for VeriFone Integrated Systems, cover card fraud at the pump and VeriFone's answer to protecting consumers

Mar 8, 2008 - Fight Back! with David Horowitz
Secure Payment at the Pump
Jeffrey Wakefield, VP of Marketing for VeriFone Integrated Systems, discusses critical credit and debit card security vulnerabilities at many of the nation's fuel dispensers

CONTACT

Integrated solutions for petroleum and convenience store retailers
1-888-297-7604
petrosolutions@verifone.com