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Secure Payments: A Multi-pronged Approach White Paper

EMV is a single component of a greater security solution, which should include encryption, tokenization, and even Secure Commerce Architecture.

EMV cannot stand alone in providing payment security.

While EMV has greatly reduced counterfeit cards worldwide, online fraud has actually grown. For the highest level of payment security, merchants need encryption and tokenization to shield cardholder data from predators at all points of the payment process. They can further benefit from Secure Commerce Architecture, reducing EMV compliance scope and removing sensitive information from the point of sale system.

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