PAYware Connect AP is a premium payments and transactions gateway that drives key business efficiencies. It is a robust and secure platform that links merchant payment devices, allowing for effective consolidation and reconciliation at both the consumer-facing front-end and operational back-end.
PAYware Connect AP is an expandable business gateway with a full suite of professional managed services and customer support. It is designed to be modular and scalable, flexible and customizable. A true one-stop solution for both operational applications and business support modeling.
The service accepts all major card schemes; supporting multiple processors, devices, merchants and acquirers. It creates many opportunities for both merchants and acquirers to customize and provide systematic value-add across a range of payment solutions. Concise and detailed reporting, payment reconciliation, batch summary and advice wrap up this end-to-end solution. PAYware Connect AP is PCI-DSS (Level 1) accredited with full EMV support, enabling secure and reliable card acceptance and payments across any channel including 3D secure for e-Commerce.
Increased Payment Acceptance Channels
PAYware Connect AP is able to integrate payment methods and forms from almost any source, including existing channels/ terminals. Apart from consolidating payments from both retail POS and e-tail channels, it is also part of the NFC evolution in payments. Merchants can enhance their Web Order System by integrating PAYware Connect AP to payment processing. This provides a variety of payment options to consumers, for example:
- Pay upon order
- Pay upon delivery
- Pay upon collection
- Pay upon delivery/ collection (advanced orders requiring prior authentication)
Increased Payment Acceptance Mechanisms
PAYware Connect AP can be extended to payments on-the-move through VeriFone's PAYware Mobile solutions. The service allows Apple iPhone users to accept payments anytime, anywhere, as long as mobile network reception is available. This is especially suited for home delivery personnel.
In addition, VeriFone offers the VX 680– a portable device that handles EMV Smart Chip, Magnetic stripe, contactless cards and devices. VX 680 is operational across many differing protocols. It is GPRS-capable, offering the option of mobility or as a counter-top device.
Data Security
PAYware Connect AP is PCI-DSS (Level 1) certified, trusted to hold and store confidential payment information within a full security suite. As a result, customers are relieved of the responsibility to handle and manage sensitive data throughout their systems. This secure information can then be processed as Business Intelligence to craft loyalty programs, promotion packages, user-specific rewards, etc.
Fraud Detection and Prevention
PAYware Connect AP is capable of primary level fraud detection and prevention. VeriFone works closely with our customers to deliver a full suite of risk management solutions that integrate seamlessly with PAYware Connect AP.
Settlement and Reporting
PAYware Connect AP is capable of generating automated reports in cooperation with SAP/ Merchant Reconciliation Procedures/ Business Intelligence purposes. These reports are customizable to each customer, and are key to achieving business efficiency and effectiveness.
Merchant
- My business caters to an international community, and a key requirement is multi-currency acceptance. Is this a feature of PAYware Connect AP?
Yes. PAYware Connect AP supports all currencies listed in ISO 4217.
- Fraud is a major issue in e-Commerce, and my business requires a robust fraud prevention/ detection system. Does PAYware Connect AP cover this?
PAYware Connect AP has an in-built fraud detection appliance which enables blacklist matching, velocity checks, as well as several other functions. It also allows for easy integration with external fraud detection service providers such as Cybersource.
- I am interested in PAYware Connect AP, but I wish to host the gateway on my hardware. Is this possible?
PAYware Connect AP has attained annual PCI-DSS (Level 1) certification, and it forms a part of VeriFone's comprehensive managed services. To make it cost-efficient for merchants, we removed the need to invest in various costs such as hardware, security consultants etc, and yet able to leverage on the features and full benefits provided by PAYware Connect AP.
- What happens if your servers go down?
PAYware Connect AP has achieved a 99.99% uptime, and has sophisticated active monitoring tools to determine if any of the system components have a problem. VeriFone is committed and has a 24/7 service support team to ensure system uptime.
- I have a current payments system in place. Do I have to replace the entire system, or can they co-exist and integrate?
It is not necessary to replace the entire system. Often, with co-existing systems, merchants can harness additional benefits derived from PAYware Connect AP. Features include transacting payments in a secure manner, consolidated reporting, and transaction visibility.
- My company has several tiers of management based on location – can I segregate reporting, and can I adjust information permissions based on rank/ location/ outlet?
Yes, PAYware Connect AP supports multi merchant-tier reporting. Customized reports can also be generated (at a cost), and fed directly into the merchant's accounting or MIS system.
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 More Information
Email us for a detailed presentation of PAYware Connect AP.
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